Our Impact on the Community

💰 Providing Affordable Financial Alternatives

✔ Refinancing Predatory Loans – BetterFi helps borrowers escape high-interest payday, title, and flex loans (some as high as 279% APR) by offering low-interest refinancing options.
✔ Accessible Installment Loans – With interest rates capped at 28% per year, BetterFi’s installment loans provide transparent and affordable borrowing options.

📖 Financial Education & Coaching

✔ One-on-One Financial Coaching – Clients receive personalized guidance on budgeting, debt management, and financial planning.
✔ Community Workshops – BetterFi runs financial literacy programs in partnership with local organizations, including ESL programs and financial education for incarcerated individuals.

📝 Free Tax Preparation Assistance

✔ Tax Filing Services – BetterFi provides free income tax preparation to help low-income individuals maximize refunds and claim applicable tax credits.

🏡 Community Development & Outreach

✔ Expanding Services – While rooted in Grundy County, BetterFi extends its services across Tennessee, including Hamilton County, to address financial inequities.

✔ Collaborative Partnerships – By partnering with nonprofits, community groups, and financial institutions, BetterFi fosters economic justice and financial stability.